The ₹5 lakh mistake every first-time mutual fund investor makes

Most first-time investors dump their entire lump sum into a mutual fund on day one. Sounds smart, but it's actually the riskiest move you can make.

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Why? Because you're betting that today's market price is the best entry point. What if the market crashes tomorrow and you've locked in losses instantly?

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The solution is called Systematic Transfer Plan, or STP. Instead of investing five lakh rupees at once, spread it across twelve months in equal instalments.

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This averages out your cost, removes the emotion from timing, and historically delivers three to five percent higher returns than lump-sum investing.

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The richest investors don't time the market. They systematically buy into it. Start your STP today, thank yourself in two years.

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